Many middle-class Indians are losing their goal of home ownership as property prices rise, making affordable homes scarce. With the average property costing ₹1.2 crore to ₹1.4 crore, homeownership is becoming increasingly difficult to achieve.

Since the Indian housing market is middle-class, house loan interest rates greatly impact home buying emotion. Individuals and families intending to purchase a house (one of the major choices of their life) must also consider interest rates and EMI expenses.

All real estate players in India, including policymakers, developers, specialists, research businesses, consultants, brokers, and media houses, should create and promote affordable homes throughout the country.

Driven by the IT industry, India's Silicon Valley, Bangalore, has become the most lucrative property market in the country. Every year it witnesses a large influx of migrant community in search of better job opportunities.