You Searched for: home loan interest rate
How RBI’s Repo Rate Affects Your Home Loan and EMIs

Discover how the RBI repo rate influences your home loan EMI, loan eligibility, and investment choices. Full guide on repo vs reverse repo rate explained.

By Admin

  • 31st Mar 2025
  • 1140 Views
Guide to Property Tax in India: Calculate, Save & Strategize

Confused about property tax in India? Discover how "Income from House Property" affects your taxes, explore home loan deductions, Section 24 benefits, and expert strategies to save more.

By Admin

  • 20th Mar 2025
  • 1155 Views
Tax Benefits of Under-Construction Properties: Maximize Your Savings

Maximize your tax savings with under-construction property benefits! Learn how Sections 24B, 80C, 80EE, and 80EEA help you save on home loan interest and principal repayments. Get expert insights on tax deductions and smart investment strategies.

By Admin

  • 8th Mar 2025
  • 1179 Views
4 Ways to Secure a Home Loan with Confidence

Struggling to get a home loan? Whether you're an NRI, retiree, gig worker, or woman applicant, this guide breaks down four key strategies to help you navigate eligibility, secure better terms, and finance your dream home with ease.

By Admin

  • 2nd Mar 2025
  • 1162 Views
Loan-to-Value (LTV) Ratio Explained: How It Impacts Home Loans & Interest Rates

Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

By Admin

  • 27th Feb 2025
  • 1169 Views
Home Loan Balance Transfer: A Complete Guide to Lower EMIs, Interest Savings & Smart Refinancing

Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.

By Admin

  • 26th Feb 2025
  • 1182 Views
Home Loan Prepayment: Smart Strategies to Save Interest & Pay Off Faster

Discover expert strategies for home loan prepayment. Learn when to prepay, how to save on interest, maximize tax benefits, and boost your CIBIL score. Make informed financial decisions to achieve debt-free living faster!

By Admin

  • 26th Feb 2025
  • 1173 Views
How to Choose the Perfect Home Loan Tenure: A Comprehensive Guide

Struggling to choose the right home loan tenure? This detailed guide breaks down short-term vs. long-term home loans, their pros & cons, EMI impact, and expert tips on repayment strategies. Find out how to save on interest and pay off your mortgage smarter. Read now!

By Admin

  • 25th Feb 2025
  • 1169 Views
7 Smart Steps to Master Home Loan Financing

Smart planning and comparisons can secure the best loan for your dream home. Save time, money, and stress with these actionable steps. These actionable steps on Ghar can help you get the best home loan.

By Admin

  • 22nd Nov 2024
  • 1221 Views
Real Estate Market on the Rise - Festive Season Boosts Property Demand

Indian real estate demand is rising throughout the holiday season. Since the RBI just maintained the repo rate, homeowners may take advantage of low lending rates and invest now. We examine the main drivers of real estate market development over this time.

By Admin

  • 20th Oct 2024
  • 1244 Views
The Ultimate Guide to Pre-Approved Home Loans For a Stress-Free Property Purchase

Pre-approved home loans simplify the buying process for homebuyers. Pre-approved loans may make homebuying easier by increasing bargaining power, simplifying paperwork, and providing financial clarity. This complete guide on Ghar covers its benefits, phases, drawbacks, and professional advice.

By Admin

  • 5th Oct 2024
  • 1227 Views
5 Advantages of Special Offers & 6 Ways to Safeguard Your Real Estate Investment

As Independence Day and Ganesh Chaturthi approach, purchasers might find great real estate offers. These holidays offer fresh project releases, incentives etc making it a great time to buy property. To protect your home investment, navigate these offers carefully. Ghar highlights key aspects.

By Admin

  • 11th Aug 2024
  • 1290 Views
5 Smart Strategies to Reduce Your Home Loan EMI

Home loans are popular with the middle class, so minimise your monthly payments. Without adequate preparation, EMIs may strain your monthly budget and increase your loan cost. This blog on Ghar discusses five ways to reduce your home loan EMI.

By Admin

  • 19th Jun 2024
  • 1287 Views
2024 - The Golden Year for Homebuyers in India

The Dream of Homeownership Grows 2024 is a terrific year for Indian homebuyers due to numerous major advancements. Significant savings from a steady repo rate and an optimistic government budget encourage more individuals to purchase properties.

By Admin

  • 31st Mar 2024
  • 1348 Views
How Do Home Loan Interest Rates Affect the Indian Real Estate Market?

Since the Indian housing market is middle-class, house loan interest rates greatly impact home buying emotion. Individuals and families intending to purchase a house (one of the major choices of their life) must also consider interest rates and EMI expenses.

By Admin

  • 21st Jan 2024
  • 1298 Views
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