Understand the Loan-to-Value (LTV) ratio, how it affects home loan approvals, interest rates, EMIs, and mortgage insurance (PMI). Learn smart ways to lower your LTV and secure the best loan deals. Use our LTV calculator to check your eligibility today!

Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.

Juggling a home loan with other debts can be challenging, but smart strategies make it manageable. Ghar.tv brings you 7 powerful tips to simplify home loan repayment and maximize benefits: