Thinking of a home loan balance transfer? Learn how to refinance your home loan smartly, reduce EMIs, secure lower interest rates, and maximize savings. Get expert tips on loan transfer costs, credit score impact, and the best time to switch lenders.

Home loans are popular with the middle class, so minimise your monthly payments. Without adequate preparation, EMIs may strain your monthly budget and increase your loan cost. This blog on Ghar discusses five ways to reduce your home loan EMI.