Noida & Greater Noida Stamp Duty 2025: What Homebuyers Must Know

Planning to buy property in Noida or Greater Noida? Understanding stamp duty is essential to make your property purchase smooth and hassle-free. This comprehensive guide covers everything from current rates to payment procedures, rebates, and important documents needed for property registration.

What is Stamp Duty?

Stamp duty is a government tax applied on legal documents involving property transfers. The term originated from the physical stamp placed on documents as proof of official recording and tax payment. As Noida and Greater Noida experience significant real estate growth, especially with the Jewar Airport project, understanding stamp duty in these areas has become more important than ever.

Uttar Pradesh follows a different circle rate system, making stamp duty in Noida and Greater Noida higher compared to some other states. If you're relocating from another state, knowing these charges beforehand can help you plan your finances better.

Current Stamp Duty Rates in Noida (2025)

Current Stamp Duty Rates in Greater Noida (2025)

Since both Noida and Greater Noida fall under Uttar Pradesh, the stamp duty rates are identical:

*Note: Since 2020, registration fees have been standardized:

• For properties up to ₹10 lakhs: Fixed fee of ₹10,000
• For properties worth ₹10-20 lakhs: Fixed fee of ₹20,000
• For properties worth more than ₹20 lakhs: 1% of property value

Understanding the Calculation: Real-World Example

Let's say a property has a circle rate value of ₹45 lakhs, but you purchase it for ₹55 lakhs. Since the transaction value is higher than the circle rate, stamp duty and registration fees will be calculated on ₹55 lakhs:

• Stamp duty for a male buyer: 7% of ₹55 lakhs = ₹3.85 lakhs
• Stamp duty for a female buyer: 7% of ₹55 lakhs - ₹10,000 = ₹3.75 lakhs
• Registration fee: 1% of ₹55 lakhs = ₹55,000

Women's Rebate on Stamp Duty

Unlike some states that offer percentage-based discounts for women, Uttar Pradesh provides a standard deduction of ₹10,000 on the overall stamp duty. For example:

• If calculated stamp duty is ₹2 lakhs, a woman would pay ₹1.9 lakhs
• If calculated stamp duty is ₹7 lakhs, a woman would pay ₹6.9 lakhs

This rebate also applies to properties registered jointly by a man and a woman. This is one of the reasons women's property ownership in India has additional benefits.

Stamp Duty for Different Legal Documents

Beyond property registration, stamp duty applies to various legal instruments:

How to Pay Stamp Duty Online in Noida/Greater Noida

Follow these simple steps to pay your stamp duty and registration charges online:

Step 1: Visit the IGRSUP Portal

Go to the official Integrated Grievance Redressal System, UP (IGRSUP) portal at https://igrsup.gov.in/

Step 2: Register as a User

Click on the "Aavedan karein" (Apply) option to register as a user.

Step 3: Enter Property Details

Fill in your property details such as size, area, etc., and attach necessary documents as proof.

Step 4: Automatic Calculation

The portal will automatically calculate the applicable stamp duty based on your property details.

Step 5: Make Payment

Pay the calculated amount online and save the acknowledgment slip for future reference.

Note: The IGRSUP portal is primarily in Hindi. You can use Google Translate if you need an English version.

Similar to many states, UP has made the e-stamping process available to make property transactions easier.

How to Request a Refund on Stamp Duty

If you need to request a refund on stamp duty, follow these steps:

1. Visit the IGRSUP portal at https://igrsup.gov.in/
2. Click on the "New Register" button to log in
3. Enter your district, mobile number, password, and captcha
4. Navigate to the refund request section
5. If already registered, click on "Pre-Register" and enter your Application ID, Password, and Captcha Code

Finding the Nearest Office for Stamp Duty Payment

To locate the nearest office for paying stamp duty:

1. Visit the IGRSUP portal at https://igrsup.gov.in/
2. Click on "Know Your Office" from the menu bar
3. Select your district/janpad/village from the dropdown menu
4. Enter the captcha and click "See the office"
5. Office details will be displayed on your screen

Flat Registration Based on Carpet Area

In a significant move benefiting homebuyers, Noida Authority has announced that flat registration will now be based on carpet area rather than super built-up area. This change addresses complaints about builders using super built-up areas to inflate prices and stamp duty calculations.

Understanding the Difference:

• Carpet Area: The actual usable area within the walls of your flat
• Super Built-up Area: Includes common areas like lobbies and staircases, making the flat appear larger on paper

Cost Implications:

For flats priced up to ₹50 lakhs, calculating stamp duty on super built-up area could increase costs by ₹1 lakh to ₹3 lakhs. The Real Estate Regulation and Development Act (RERA) now mandates builders to sell flats based on carpet area only.

Essential Documents for Property Registration

When registering property in Noida or Greater Noida, keep these documents ready:

• No Certificate of Dues: Issued by the builder confirming all payments are cleared
• Builder-Buyer Agreement or Allocation Letter: Outlines terms and conditions of purchase
• Ownership Letter: Confirms the seller owns the property without disputes
• Loan Approval Letter: If the property was purchased through financing
• Identity and Address Proof: Aadhaar card, passport, driving license, voter ID, bank statements, utility bills
• NOC from Bank: If the property has been financed

These document requirements are quite similar when buying property as an NRI in India.

Factors Affecting Stamp Duty in Noida

Several factors can influence your stamp duty charges:

Consequences of Not Paying Stamp Duty

According to the Indian Stamp Act 1899 and Registration Act 1908, paying stamp duty is mandatory. Failing to pay results in:

• Invalid property registration
• Monthly penalties of 2%
• Fines up to 200% of the deficit amount

Important Points to Remember

• Stamp paper should be in the name of the person performing the transaction
• Assets must be stamped before registration or by the next working day
• For deeds executed outside the specified territory, stamping can be done within three months
• The issue date on stamp paper should not be more than six months from the transaction date

Contact Information for Queries

If you have any questions or need assistance regarding stamp duty in Noida or Greater Noida, contact:

Address:

• Headquarters: Revenue Council Building, Civil Lines, Allahabad
• Camp Office: Vishwas Commercial Complex, Vishwas Khand-3, Gomti Nagar, Lucknow

Contact: 0532-2623650, 0522-2308700

Conclusion

Paying stamp duty and registration charges is an essential step in legalizing your property ownership in Noida and Greater Noida. It not only registers the property in your name but also protects you from potential legal issues and penalties. Whether you're a first-time homebuyer or an investor, understanding stamp duty will help you navigate the property market more confidently.

By planning your finances with these stamp duty considerations in mind, you can ensure a smooth and hassle-free property purchase experience in these rapidly developing cities.

Frequently Asked Questions

1. Is stamp duty in Noida different from Greater Noida?
No, stamp duty rates are the same in both Noida and Greater Noida as they both fall under Uttar Pradesh.

2. How much rebate do women get on stamp duty in Noida?
Women get a flat rebate of ₹10,000 on the total stamp duty amount, not a percentage reduction.

3. Can I pay stamp duty online in Noida?
Yes, you can pay stamp duty online through the IGRSUP portal at https://igrsup.gov.in/.

4. What happens if I pay stamp duty but don't register my property?
Your property transaction would not be legally recognized, potentially leading to ownership disputes.

5. How is stamp duty calculated if the transaction value is lower than the circle rate?
Stamp duty is always calculated on the higher value between the transaction amount and the circle rate.

6. Do senior citizens get any rebate on stamp duty in Noida?
Yes, senior citizens benefit from reduced stamp duty rates offered by the Uttar Pradesh government.

7. Is stamp duty refundable if my property deal falls through?
Yes, you can apply for a refund through the IGRSUP portal if your property transaction doesn't complete.

8. What is the difference between stamp duty and registration fee?
Stamp duty is a tax on the property transaction, while registration fee is charged for recording the transaction in government records.